FAQs

1. Can you help applicants with bad credit?
   Yes, we welcome enquiries from people in ALL circumstances, including those who have had credit problems in the past. We work hard to find you a good deal regardless of bad credit. Bad credit loans.

2. Do you offer business loans?
   We have an arrangement with Carnill.com, a leading supplier of business loans. Carnill.com is an independent finance house established to help businesses arrange loans, finance, commercial morgages and remortgages from £5000 to over £3 million. Click here for business loans.

3. I am a tenant, can you help me?
   It is often difficult to find personal loan providers if you are a tenant. We welcome enquiries from all types of tenants - council, private and housing association and work hard to find them a good deal. Loans for tenants.

4. Do you offer mortgage loans?
   We have an arrangement with Handmade Mortgages. They offer a full range of mortgages to people in all circumstances including fixed rate, flexible mortgages and right to buy mortgages. Click here for mortgages.

5. I am a homeowner, do I have to have a secured loan?
   NO. Whilst secured loans are usually cheaper than unsecured loans, we recognise that some people do not wish to use their home as equity for their loan and therefore offer them unsecured loans if required. The choice is yours. Loans for homeowners.

6. I have debt problems but don't want another loan, can you help?
   In these circumstances it might be best for you to consider a debt management plan. Reducing your monthly repayments without taking out a further loan. Click here for debt management.

7. Are your car loans secured against the vehicle?
   NO. Unlike HP our loans are entirely seperate from the vehicle. This means should you wish to sell the vehicle you don't have to settle the loan first. It also means you can often take extra money to spend as you please. Car Loans.

8. I need to discuss my loan over the phone, can I talk to a real person?
   Of course. We offer our website visitors a choice of ways to get their loans. Either online via this website, by telephone on our freephone number above, or we can call you back at a time that is convenient to you.

9. What can I use my loan for?
   Our loans are for any purpose. You might decide to spend your money on a car, home improvements, debt consolidation, a dream holiday or a wedding. Or maybe you have something a little more out of the ordinary to do with your cash? As long as you can afford to make the repayments you should be OK to get a loan.

10. Can I see my credit report?
    Yes, you can see the details held about you by leading credit reference agencies online and for free. Get your free credit report online